4 Scams That are Targeting Seniors Right Now
Scams that target seniors have increased in the last year or so. Right now there are a variety of new scams targeting seniors that are more sophisticated than ever. But there are some things that seniors can do to stay safe. Getting home care is one of the best ways for seniors to protect themselves against scams. With home care seniors will be able to have someone else answer the phone or ask if something seems suspicious. Home care can help seniors avoid scams like these:
Wrong Number Scams
In this increasingly common scam seniors will receive a text from a number they don’t recognize talking about something urgent like a wedding, a party, or a meeting. When the senior texts back that they have the wrong number the scammer will start engaging in conversation and may start sending links that will trick the senior into giving up their personal or financial information. Then the person texting will use that information to steal from that senior. To avoid this seniors should just delete texts and block numbers they don’t recognize.
Business Relationship Scams
Not that seniors are getting wise to romance scams the scammers are trying business relationship scams. They will approach seniors by messaging them on LinkedIn or professional sites and claim to be looking for a mentor or a business teacher. They will try to build a relationship with a senior over a shared job or industry. Often they claim to have gone to the same college as the senior, because all of that senior’s information will be in their professional profile or public resume. Then they will start asking for money for various things or asking for things like gift card that they can use to get a new phone, a new computer, or clothes for a job interview.
One Time Passcode Scams
Scammers have figured out how to get around the two-factor authentication that is designed to help people safe from scams. A scammer will try to log into your account, which will trigger the two-factor authentication. Then they will text or call the senior who owns the account claiming to be from the bank. They will say they need that senior to verify the passcode that was texted or emailed to them. When the senior gives them the code they are able to log into that senior’s account and take their money. Seniors should never give out codes or other information other the phone when someone calls them. If they are concerned about their account security they should call their bank directly.
Package Delivery Scams
In this scam a senior may get a text from someone saying they are delivering a package, groceries, or food and ask where the house is. When the senior gives them the address and direction they can use that information to steal that senior’s identity or wait until that senior does get something delivered and steal it. Seniors should never give out their address to strangers.